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FAQ

FAQ ( frequently asked questions ) text on notebook with many light bulbs

Welcome to Valley Big Rig Loans! Valley Big Rig Loans is a specialized lending platform that offers financing solutions tailored to the needs of truckers and owner-operators in the transportation industry. We provide loans and financing options to help you purchase, maintain, repair, or gain owner capital with a title loan.

 

We understand that you may have questions about our services. Below, you'll find answers to some of the most commonly asked questions. If you don't see your question here, please don't hesitate to reach out to our customer support team.

  • Can I get a repair loan if my truck is in the shop?
    Commercial vehicle owners and truck drivers are well aware that their livelihood is at stake when their commercial vehicle is damaged or out of service. This is why Valley Big Rig Loans offers options to cover commercial vehicle repair loans, allowing them to return to driving as soon as possible. We can wire funds to the shop within 24 to 48 hours.
  • Can I get a title loan on my commercial truck or trailer?
    If you require quick access to funds for an emergency, a title loan may be the ideal option for you. You can make payments on your title while still earning a livelihood and staying on the road. Valley Big Rig Loans offers various loan options including semi truck and trailer or any commercial vehicle title loans.
  • What type of commercial loans options do you offer?
    We offer commercial vehicle/semi truck and commercial trailer loans. Shop Repair Loans Purchase from Dealership Loans Title Owner/Operator Loans Lease Purchase Buyout Loans Private Party Purchase Loans Maintenance Owner Capital
  • How long will it take to get my loan?
    Loans can be funded within 24 to 48 hours with all stipulations received.
  • Can I get a purchase loan if I am a first time owner/operator?
    Valley Big Rig Loans offers financing options for used trucks 2005 and newer, so you don't necessarily have to purchase a brand-new vehicle. However, older trucks usually require more maintenance and repairs, leading to additional costs in the long run. Selecting a used truck under 10 years old in good condition with fewer miles will reduce your initial down payment and monthly payment. Valley Big Rig Loans can assist you in working with a semi-truck dealership or private party seller, making it easier for you to become an owner-operator. The average loan amount is between $25,000 and $40,000, with a down payment ranging from 20-30%.
  • Do you give loans with Bad Credit?
    Valley Big Rig loans has semi truck or commercial trailer financing loan options that assist those who have poor credit or low credit scores in obtaining a commercial vehicle loan for dealership and private party purchases, title loan, owner capital, repair and lease purchase buy outs. We specialize in providing loan options to trucking business owners, semi truck drivers and owner operators who have less than perfect credit histories, recognizing that many individuals face complex financial situations that should not hinder their ability to earn a living. ​ If you're concerned about securing financing for your commercial vehicle due to your credit score, we at Valley Big Rig Loans have many loan options catered to assist with bad credit. Credit scores are not always the whole story and other factors such as overall credit, collateral, timely payments for other vehicles or home loans, and commercial driving experience are evaluated to get you approved. Don't let your credit score stand in your way of acquiring the commercial vehicle or funds you need – we're here to help.
  • What is the minimum and maximum loan amount?
    Valley Big Rig Loans offers simple interest loan options and the minimum loan amount is $7,500. On average truckers/owner operators finance between $20,000 to $45,000. $45,000 is the maximum loan amount.
  • Do you work with Mexican Licenses.
    Yes, we can help you get a loan with a Mexican License.
  • What rates do you offer?
    We offer highly competitive finance rates that align with the standards of our industry, and our constant endeavor is to identify the most suitable program with favorable terms for our clients.
  • How long does it take to get approved?
    Our hours are Monday-Friday between 8AM to 5PM MST. In most instances we can get an approval within a few hours.
  • What years of commercial trucks or commercial equipment are loans offered on?
    Loans are offered on commercial vehicles or trailers 2005 or newer.
  • What are the loan terms?
    The loan terms are between 12 and 42 months and vary depending on the amount financed.
  • Are loans available in all states?
    We are unable to offer loans in the following states: California, Kentucky, Michigan, Minnesota, New Hampshire, New Jersey, Oregon, West Virginia. New York, Oregon.

8900 N. Central Avenue Suite 108 J
Phoenix, AZ 85020

www.valleybigrigloans.com    

Toll Free 1-866 314-9495

Fax 1-602 878-4711

info@valleybigrigloans.com

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Copyright © 2023 Valley Commercial Financial Services LLC, All Rights Reserved **Valley Big Rig Loans does not offer Personal Loans** Valley Big Rig Loans assists with installment loans specifically designed to cater to the requirements of commercial entities. These funds are exclusively intended for business and commercial utilization. With a Valley Big Rig Loans Installment Loan, you can access funding ranging from $7,500 to $45,000, and the repayment term typically spans from 12 to 42 months.

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